DrMaat | Chicago Reader

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Re: “Credit From the Corner Store

I am a member of NorthSide Community Federal Credit Union and serve as a director. What bank would allow this? None. I have also served with Egan Campaign for Payday Loan Reform throgh teh Credit Union and my organization-Black Network In Children's Emotional Health. I never did apply for payday loans and never plan to, but I have taken out credit at high interest from places such as Seventh Avenue, Cross Country Bank, and Fingerhut. This credit union is exemplary in its mission and is attempting now to provide loans to the disability community through partnering with agencies such as Access Living, to be able to offer them citywide. When I first stopped working and my disability worsened after a seriously negative divorce, my banks ( I had two) would not help me despite my prior triple A credit, high salary and high credit score. Even my local bank would not give me a car loan until I threatened to sue them for gender discrimination, and that was before I stopped working--I earned more than my husband at the time, but he eventually received a large inheritance and won favor with creditors because of it. The credit union helped me at a time when my life was falling apart. They have also helped my children and my organizations. I am grateful to them and I serve on their Marketing Committee. I recommend their loan products, including the Small Business Loan.

Posted by DrMaat on 07/01/2011 at 6:37 PM

Re: “Credit From the Corner Store

I am a member of NorthSide Community Federal Credit Union and serve as a director. What bank would allow this? None. I never did apply for payday loans and never plan to, but I have taken out credit at high interest from places such as Seventh Avenue, Cross Country Bank, and Fingerhut. This credit union is exemplary in its mission and is attempting now to provide loans to the disability community through partnering with agencies such as Access Living, to be able to offer them citywide. When I first stopped working and my disability worsened after a seriously negative divorce, my banks ( I had two) would not help me despite my prior triple A credit, high salary and high credit score. Even my local bank would not give me a car loan until I threatened to sue them for gender discrimination, and that was before I stopped working--I earned more than my husband at the time, but he eventually received a large inheritance and won favor with creditors because of it. The credit union helped me at a time when my life was falling apart. They have also helped my children and my organizations. I am grateful to them and I serve on their Marketing Committee.

Posted by DrMaat on 07/01/2011 at 6:34 PM

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